Planned capabilities

Commercial payment flows, structured for review.

ALTA is preparing five distinct areas of payment coordination for verified businesses engaged in international trade.

Cross-Border B2B Payments

Planned coordination of documented business payments between verified corporate counterparties, with each proposed flow subject to onboarding and transaction review.

Supplier & Invoice Payments

Planned support for supplier obligations and trade invoices supported by contracts, identifiable counterparties, goods or service documentation and a clear economic purpose.

Multi-Currency Settlement Coordination

Potential coordination in CAD, USD, EUR, GBP and CNY, including proposed EUR receipt and supplier-payment flows for eligible Canadian exporters. Availability remains subject to regulatory status, confirmed banking arrangements, corridor availability and compliance approval.

Trade Payment Operations

Planned operational support may include payment instructions, transaction documentation, reconciliation and status reporting, and coordination with available banking or payment channels.

05Planned

Merchant & Platform Settlements — Planned

A planned settlement-coordination model for eligible merchants and platforms. It does not represent acquiring, card processing, active merchant accounts, safeguarding accounts or a licence.

Potential rails and currencies

Availability follows confirmed arrangements.

SWIFT, SEPA and USD wire transfers are potential payment rails only. Partner-provided IBAN-enabled payment details may form part of a future approved arrangement; ALTA does not issue IBANs. CAD, USD, EUR, GBP and CNY are planned currencies only. None is a standalone product or guaranteed to be available.

Planned payment rails and currencies remain subject to regulatory status and confirmed banking arrangements.

Canadian exporters · planned capability

A proposed European payment workflow for Canadian exporters.

ALTA is preparing a model intended to help eligible Canadian businesses coordinate EUR-denominated trade receipts and European supplier payments through future partner-enabled infrastructure.

Receive in EUR

Potential EUR collection details or partner-provided IBAN-enabled routing, where available and approved.

Follow settlement status

Reconciliation and payment-status visibility for approved commercial receipts, without representing a live account or wallet.

Pay European suppliers

Coordinate documented EUR supplier and invoice payments through available partner channels after compliance review.

Potential commercial benefit Where a compliant same-currency flow is available, the model may reduce unnecessary currency conversions. Fees, FX needs, timing and availability would depend on the confirmed provider arrangement and each approved transaction.

SEPA, SWIFT and IBAN-enabled payment details are planned capabilities only and would be provided through appropriately regulated financial institutions. ALTA does not currently issue IBANs, hold client funds, operate client accounts or represent that any partner arrangement is active.

ALTA is evaluating European provider relationships and welcomes discussions with Canadian banks, payment providers and trade-focused partners.

Important

Services will be made available subject to regulatory approval, banking arrangements and compliance onboarding.

Operating boundary

What ALTA is not offering.

No wallet, virtual IBAN, live FX calculator or client portal.

No acquiring, card processing, active merchant accounts or safeguarding accounts.

No payment service is currently operational.

No representation of guaranteed onboarding, execution time, rail, currency or corridor availability.